While taking a break from work, you went to the office water fountain and slipped, injuring your head. As you lay there in pain, all you can think about is getting to the hospital and filing a workers’ compensation claim. You know that your employer has insurance for these accidents, but you are unsure what the process entails. Whether you feel confident in the process or are completely in the dark, here is what you can expect from filing a workers’ compensation claim process.
This blog post will give you an overview of what to expect from the workers’ compensation law. Besides, you’ll learn about the benefits available and what evidence /documentation you need to have for a successful claim. Keep reading to find out more!
But First, What Is Workers’ Compensation Claim Process?
The workers’ compensation claim process is the legal process that injured employees can use to get benefits after a work-related injury or illness. In other words, it’s a system that benefits employees injured at work.
Steps of the Workers’ Comp Claims Process
- Reports the Injury: The first step is to report the injury to your employer as soon as possible. This can be done verbally or in writing. Still, it’s important to do it immediately, so there is a record of the accident.
- Get medical treatment: You should see a doctor immediately after the accident. Your employer should give you a list of approved doctors, but you can also see your doctor. Be sure to tell them that the injury is work-related so that they will know to file the necessary paperwork.
- File a claim: The next step is to file a claim with the workers’ compensation insurance company. You will need to fill out some forms and provide documentation, such as medical records. The insurance company will then investigate your claim and decide whether or not to approve it. If your claim is approved, you will start receiving benefits. If your claim is denied, you can appeal the decision.
- Receive Medical Treatment: Once your claim is approved, the insurance company will pay for your medical treatment. This can include doctor’s visits, hospital stays, surgery, and physical therapy.
- Receive Benefits: Besides paying for your medical treatment, the workers’ compensation insurance company will also provide you with other benefits. These can include wage replacement.
Benefits Available Through the Workers’ Compensation Claim Process
There are four main types of benefits available to injured employees through the workers’ compensation claim process:
- Medical Benefits: These benefits cover the cost of medical treatment for your work-related injury or illness.
- Wage Replacement Benefits: If you cannot work because of your injury or illness, these benefits will replace a portion of your lost wages.
- Death Benefits: If a team member dies due to a work-related injury or illness, these benefits will be paid to the team member’s surviving spouse, children, or other dependents.
- Vocational Rehabilitation Benefits: These benefits are available to employees who cannot return to their previous job because of their injury or illness.
These benefits can help the team member pay for training or education to enter a new field. Now that we have seen what types of benefits are available, let’s take a look at the evidence/documentation you need for a successful claim.
Evidence Needed for a Successful Claim
- Medical records from the treating physician that documents the nature of the injury, expected treatment, and prognosis.
- Documentation of lost wages, such as pay stubs or tax returns.
- Witnesses to the accident, if applicable.
- Photographs of the accident scene or injuries, if applicable.
Remember that this is not an exhaustive list and that every case is different. If you have questions about what evidence/documentation you need, speak with a workers’ compensation attorney.
Find A Trusted Workers Compensation Attorney Today!
If you have been injured at work, don’t go through the workers’ compensation claim process alone. Speak with trusted workers’ compensation lawyers at Greg Denney Law. We can help you understand your rights and options, gather the evidence/documentation you need, and fight for the benefits you deserve.
We’ll work tirelessly to get you the adequate outcome in your case. Schedule a free consultation with us today or fill out our online form. We look forward to speaking with you soon!